Close

+234 (0) 809-2953-047 info@thedreamcenter.org.ng

Archive for month: July, 2015

by

The Empowerment Series

Event Description

The empowerment series is a monthly event set to empower small businesses and professionals with great information and skill.this series leverages on reputable speakers impacting knowledge in various fields of endeavor

Additional Ticket Information
The empowerment series – 286 tickets remaining. Sales end on August 24
When
Where
The Dream Center – 8 Oshodi – Oworonshoki Express Way Somolu, Lagos NG

 

Rufai Oseni is a seasoned broadcaster, who believes in using the gift if knowledge to empower others. He is currently the morning show host on Inspiration fm 92.3 with prior experience with the BB.

 

Source: Eventbrite

by

How to Find a Job in 6 Simple Steps

Job seekers can spend a lot of time trolling job sites and sending resumes en masse without culling much of an employer response let alone landing an interview. While the job market is rebounding, employers still receive between 102 and 137 applications per job from both social-media networks and job boards, says a 2014 study from Brandon Hall Group.

Effective job search and generating employer interest requires careful thought, research and strategy. To help maximize your chances of finding a job that fits you and your desired career path, consider following these six steps.

1. Understand your job search criteria.

First, be able to articulate what it is you are looking for in a job. Figure out your top five priorities — whether it is company culture or a specific job position. “If you understand what motivates you as an employee, it will be easier to target your applications to opportunities that match your skills and ambitions,” says Paul Sandusky, vice-president of talent acquisition and development at Ceridian, an HR software company.

Also be flexible. “You don’t want your specificity to cost you your dream job at your dream company,” advises Mariah DeLeon, vice-president of people at workplace ratings and review site Glassdoor. She suggests that if you get to the point where you’re interviewing for a position at a company you want to work for but that isn’t quite the right fit, be candid with HR or the recruiter about your expertise and desire to work there. There’s always the possibility of a better opportunity opening up within that company.

2. Create a list of jobs that meet your criteria.

Once you’re able to articulate what you’re looking for in a job, use this criteria to guide you in your search. Create a list to keep track of information. Sheryl Sandberg used an Excel spreadsheet to organize her job search when she graduated from Harvard Business School. Use the format that best suits you.

3. Read the job description carefully.

Reading the job description during your job search may take up time up front, but it is a major time-saver in the long run, because you won’t be applying for jobs for which you are an unlikely candidate.

“Companies generally have limited flexibility on their mandatory requirements, be it a particular university degree or specific job experience,” Sandusky explains. “[However] you should apply to a position if you are confident you can do the job, just be prepared to explain precisely how your skills or experiences are applicable to the opportunity at hand.”

4. Customize your resume and cover letter.

Once you have your hit list of jobs that meet your criteria, customize both your cover letter and resume to speak to the company, position and job requirements. Having multiple “versions” of your resume can be an effective way of tailoring your experience to a particular role or industry, Sandusky says.

DeLeon recommends that after applying online, try to email your resume and cover letter to someone who is likely in the hiring and decision-making mix, such as a manager or director in the department you’d like to work in.

5. Activate your referral network.

Employee referrals and word-of-mouth are the most common means of external hiring. Many job openings are not advertised, which is why attending relevant industry events and conferences, career-related lectures, seminars or training sessions can pay off. Reach out to alumni networks, career and interest-driven organizations and meet-up groups to let people know you’re looking and ask about open positions.

Also, let your friends know that you’re looking and ask if you can email them your resume to provide an informed idea of your experience and skills. Chances are, at least one of your friends is a connector — one of those people who knows everybody and builds relationships quickly — who knows of several people who can provide either guidance, a connection or a referral.

6. Follow up.

If you’ve submitted your resume and application and haven’t heard a response, send a follow-up email to ensure HR or the hiring manager has received the application, DeLeon says. “Your note can be short, but you should reiterate why you want to work for the company and what you bring to the table that will ultimately help the business move forward.”

Following up after an in-person or phone interview — ideally on the same day of the interview — is not only a common courtesy but it reinforces that you are genuinely interested in the position while helping keep your name top of mind amongst those who are hiring, Sandusky says.

While there isn’t a magic bullet when it comes to finding a job, focusing your job search on quality over quantity is generally the way to go in your career.

 

Source; Entrepreneur.Com

by

4 Reasons Why Entrepreneurs Don't Regret Their Choices

Entrepreneurs are individuals who bring an idea to life — we’re creators, thinkers, innovators. And we have some help there: Multiple strategies for ways to think, interact, and implement are at our fingertips. Think what the world would be without Facebook or Uber.

Both of those billion-dollar companies created new industries. Uber for example, started as a mobile, on-demand car service, yet has fueled the creation of many other on-demand mobile industries, from Sesh, a mobile-tutoring app, to Wag, a mobile dog-walking app.

As Lori Greiner from Shark Tank once said, “Entrepreneurs need to be willing to work 80 hours a week, to avoid working 40 hours a week.” The amount of time and money you devote to your startup will be drastic, but the payoff may be exponential.

Looking back on my own startup experience, with my watch/sunglass company Yes Man, I cherish the time I put in before my launch: My passion was sky-high and I couldn’t wait to get my products into people’s hands. Now, as my company grows, my motivation stems from seeing people wear what we create. As an entrepreneur, you too need to figure out your vision early on. AirBnB, for example, was born to make people feel that they belong anywhere. AirBnB’s founders had started their platform to host attendees of conventions. But they soon realized that there was a bigger picture.

So, take a lesson: Every entrepreneur and company should understand the big picture; it’s what scales your startup and attracts investors. Though starting a company is one of the hardest challenges a person can face, there are reasons why you will never regret it. Here are four of them:

1. Fulfillment

In an interview, I was once asked what was the driver behind my business. At first I thought the obvious answer was “money,” yet after thinking more, I realized that the coolest part of being an entrepreneur is seeing people use what you have created. Every time I see someone rock Yes Man watches or sunglasses, I get this incredible feeling of fulfillment.

2. Personality

Most entrepreneurs create businesses that cater to their needs or personalities. I have never heard of a founder who doesn’t personally use the products his or her business creates. Entrepreneurship enables you to create something for yourself and then share it.

3. Freedom

Entrepreneurship gives you the ability to work wherever and whenever you want. Entrepreneurs are not restricted to the 9-to-5 workday. You can work when you want, not when the time reads “9 o’clock.” There is nothing quite like having the ability to completely control your schedule.

4. Value

Entrepreneurs who create successful businesses enjoy the pleasure of being able to provide for others. This doesn’t just mean creating jobs; it can also stem from your business expenses, involving what you buy to run your business, to the value your products add to other companies. A great example of this is Honest Tea: Its tea leaves are sourced from rural farmers in India and China, who probably couldn’t survive without this income. Honest Tea’s purchase of these leaves helps these small communities provide for themselves.

Being an entrepreneur, then, is a whirlwind of an experience. You will have your highs and lows, but nothing can compare to the feeling of creating your own business. Value your vision and your business will follow.

 

Source: Entrepreneur.Com

by

WHAT IS YOUR POEM?

Founders’ Secrets is an initiative of The Dream Center that provides a platform of learning, sharing and interacting, between professionals and ongoing start-up business owners and leaders, from various sectors, to draw from them their start-up stories, and how to build a successful entrepreneurial empire.
The July edition which was held at the Alvan Ikoku Hall of The Dream Center, was graced by CEO Lagos Angel Network Tomi Davies, a recognized expert in the IT- led Transformation of businesses, who led the deployment of the first Wimax 16e based 4G mobile broadband network in Nigeria .
It started in an interactive mood where participants were asked to write down and share with all, their business vision clearly and comprehensible. This session discovered a lot of great business potentials like:
Daniel: To go into large scale Animal Husbandry focusing basically on Snailing and fish production
Obinna: To set up a community pharmacy that provides affordable care for the masses
Tomi: To promote positive livelihood amongst women
IK: To be the most impactful brand consultant in business
Temitope: To democratize finance for low cost housing by providing a platform for meeting business experts
And many more…
Tomi Davies then introduced himself and gave a full detail of his own vision and passion. He introduced the audience to his website and how they can get his authored materials.
In his words “This morning I’m going to teach you how to write a ‘POEM’ for your business”. The Poem would therefore not mean the usual nursery rhyme but an acronym for ‘Proposition’ ‘Organization’ ‘Economics’ ‘Milestone’.
He further taught that Proposition determines the values, market, problem, solutions, competitors and the customers, the trick to any business is to know your customers. You get paid from the proposition, the organization receives the money from you. So you must make your proposition greater than your organization. The quality of your organization determines how good your proposition is, Staffs, Board of Directors, Advisors, Suppliers, Vendors and all those that will deliver revenue for your business makes up your Organization.
Economics is all about money, it measures the revenue streams of your business and it’s about the proposal and the organization.
The Milestones are seen as the business drive. Your business strategies are usually tied up to your milestones, visions comes to life through the milestones you have achieved and milestone is about time, they are the expression of the vision for your business.
After the theory and practical explanation and discussion of what POEM is, and how it applies to building a successful business, there was the questions and answers session. This particular segment of the event was one big one everyone waited patiently for. The session was moderated by Mr Dayo Israel, and it lasted for 10 minutes. Here are some of the questions asked, and Tomi Davies answers:;
Q: How can one expand his business to capacity?
A: Get a compelling story, get a plan for expansion and document your business problems, opportunities and solutions. Your Proper Documentation (framework) will enable banks to release funds for expansion.
Q. How do you break down a big vision?
A: The journey of a thousand years starts with a step. Always start with your customers that will bring the vision to life. Think big, start small and scale fast.
Q. How can we turn challenges/weakness to strength in our business?
A: Figure out your segment for the industry, and team up with others in the same industry. Don’t do things that are common to all.
Q; What makes your ideas stand out?
A: It is usually the TEAM, not the ideas.

by

How Buhari Can Engage Prospective Investors – Utomi

Renowned economics professor and management expert, Pat Utomi has given President Muhammadu Buhari tips on how he can draw prospective investors to the country.

Utomi who spoke during a live programme on Monday, July 27 monitored by Naij.com spoke on the gains of President Buhari’s recent visit to the United States.

He said that one of the ways to engage prospective investors is to invest in Nasarawa state’s solid minerals. He stated that the states solid minerals is a huge investment, adding that the state should look for the global value gains of the solid minerals and concerns for leading mining companies.

Utomi also said that there is a role for both government and private sector in the country. He said the role of the private sector should be wealth creation, while that of the public sector should be a facilitating role.

He added that we must have an entrepreneurial public sector that works very closely with the public sector.

“It is such a patriotic engagement that private sector gains don’t really go the pockets of the leaders of the sector it goes to the country. It brings tax, provides opportunity for actualization, creates jobs and builds power for the country,” he said.

The renowned economics professor said that a country that is in commercial power is respected and that the partnership between the public0 and private sector should go together.

Meanwhile the professor of political economy, has revealed his preparedness to work with the government of President Muhammadu Buhari if he is given the opportunity.

Source; Naij

by

6 Simple Ways To Have a More Productive Day

If you’ve ever wondered how you could possibly have a more productive day, look no further. Below you’ll find six easy tips that will help you make the most out of your time.
1. Create a good morning routine.

One of the best ways to start your day is to get up early and eat a healthy breakfast. It’s shown that CEOs and other successful people have similar morning routines, which include exercising and quickly scanning their inboxes to find the most urgent tasks. You can also try writing first thing in the morning to warm up your brain (750 words will help with that). But no matter what you choose to do, remember to create good morning habits so that you can have a more productive day.
2. Prioritize.

Sometimes we can’t have a productive day because we just don’t know where to start. When that’s the case, the most simple solution is to list everything you need to get accomplished, then prioritize these tasks based on importance and urgency. Week Plan is a simple web app that will help you prioritize your week using the Covey time management grid. If you get the most pressing and important items done first, you will be able to be more productive while keeping stress levels down.
3. Focus on one thing at a time.

One of the biggest killers of productivity is distractions. Whether it be noise or thoughts or games, distractions are a barrier to any productive day. That’s why it’s important to know where and when you work best. Need a little background noise to keep you on track? Try working in a coffee shop. Can’t stand to hear even the ticking of a clock while writing? Go to a library and put in your headphones. Don’t be afraid to utilize technology to make the best of your time. Sites like focus@will and Simply Noise can help keep you focused and productive all day long.
4. Take breaks.

Focusing, however, can drain a lot of energy and too much of it at once can quickly turn your productive day unproductive. To reduce mental fatigue while staying on task, try using the Pomodoro Technique. It requires working on a task for 25 minutes, then taking a short break before another 25 minute session. After four “pomodoro sessions,” be sure to take a longer break to rest and reflect. I like to work in 25 and 5 minute increments, but you should find out what works best for you.
5. Manage your time effectively.

A learning strategies consultant once told me that there is no such thing as free time, only unstructured time. But how do you know when exactly you have free time? By using the RescueTime app, you can see when you have free time, when you are productive, and when you actually waste time. With this data, you can better plan out your day and keep yourself on track. Moreover, you can increase the quality of low-intensity time. For example, reading the news while exercising or listening to meeting notes while cooking. Many of the mundane tasks we routinely accomplish can be paired with other tasks that lead to an overall more productive day.
6. Celebrate and reflect.

No matter how you execute a productive day, make sure to take time and celebrate what you’ve accomplished. It’s important to reward yourself so that you can continue doing great work. Plus, a reward system is an incredible motivator. Additionally, you should reflect on your day in order to find out what worked and what didn’t. Reflection not only increases future productivity, but it also gives your brain time to decompress and de-stress.

 

Source; Entrepreneur.com

 

by

Why You Should Choose Happiness when You've Been Hurt.

A  cheerful  heart  is good  medicine  but  a broken  spirit  saps a person’s strength…Proverbs 17:22(NLT

Heart break isn’t breakdown.

You can control how you react when someone breaks your heart or attempts to take away your happiness.  You have the key to stay happy. Yet this is easier said than done. It could be tough going through a heartbreak and it usually takes time to recover after one’s heart has been shattered by people we trusted it with.  Our power lies in the realisation of our inner strength which is despaired into us by God. Our strength doesn’t come from leaning on our understanding trying to figure out a way out of our challenges,  our healing comes from understanding and imbibing mentality of going forward even if the road has been dented. We can make it forward but never backward.

And in as much as we can’t control other  people’s attitude towards us,  this explains to us that we have a choice to prepare to handle hurt from people when they attempt to do so,  we either apply break or accelerate.  The choice is always yours. Choose wisely choose based on your happiness to stay happy despite past hurt.

Happiness is life to your soul. It is a DECISION you make especially when life brings to you so many reasons to be unhappy about a failed relationship. WHen you’ve been through a period of heartache that comes with scars, that’s exactly the moment you should decide to be happy.

It makes you stronger. It shows the discovery of a connection between you and your inner peace.

Many times when you’ve gone through a tough time of hurt and roller coaster of emotional pain, heartbreaks aand disappointment,  you are tempted to loose touch with happiness.

Happiness can’t be taken from you except you give someone the POWER to do so. It means you’re in control of how you feel. Despite the pain you feel due to an ex left you stranded or abandoned you or you were molested by a trusted partner, use that inner power wisely to guard your heart.

Don’t give them the chance to leave you feeling miserable by giving them the power to. You’re in charge !

Love,

Supersoullifter

(Certified Psychologist(Honours)| Relationship Consultant)

Twitter- @Supersoullifter

BBM Pin- 5648457D

Whatsapp- +23407037956956

www.thesupersoullifter.com

Feel Free to Share.  SHARING IS CARING.

All Rights Reserved By the Supersoullifter

by

The 7 New Business Facts Of Life For Entrepreneurs

Startups are the corporations of the future, and I have long believed entrepreneurs who study existing corporate models (rather than ignoring them with disdain) will likely profit from the effort. This means you need to recognize early and capitalize on the changes that are bringing many big companies to their knees, before that company is yours.

We see evidence in the news every day of these irresistible forces of change, like the pervasive global penetration of the Internet, the impact of terrorist activities even to peaceful countries, the power of social media in building business relationships and the depletion and pollution of natural resources. These are all huge challenges, as well as huge opportunities, for entrepreneurs.

A new book by business consultant Diana Rivenburgh, The New Corporate Facts of Life, highlights these challenges and opportunities to the corporate world, but I believe they need to be understood by every startup as well. Here is my interpretation of Rivenburgh’s forces for the entrepreneurs out there:

1. Disruptive innovation. This occurs when a new product, service or business model renders the old way of doing business obsolete. It used to happen only a few times per century, but now I see disruptive innovation highlighted in almost every business plan I read. That means if your new startup doesn’t plan for continuous innovation, the company may never reach corporate status.

2. Economic instability. Financial uncertainty today threatens all countries, industries and people. Our hyper-connected world links economies around the globe, so manufacturing moves to emerging nations and tiny country woes ripple quickly to impact the most innovative companies, like Apple and Nike. Yet, instability is also an opportunity to prosper.

3. Societal upheaval. Poverty, pollution, unemployment, limited education and inadequate health care are sparking some of the biggest opportunities for social entrepreneurs today. The best startups also see these as opportunities for brand recognition and viral marketing, to simultaneously benefit people and boost the bottom line.

4. Stakeholder power. For years, public companies have been too focused on board members and shareholders as the only stakeholders with power, leading to unintended consequences. Today, the roles have changed: Customers and employees are the new stakeholders for every business. Explore new models like conscious capitalism, a model dedicated to advancing humanity, while using tried and proven business principles, and benefit corporation that focus on socially-conscious mission statements to win with all stakeholders.

5. Environmental degradation. The old model that humans can plunder the earth at will and suffer no consequences is obsolete. Negative perceptions of a company’s impact on the environment decrease brand value, while positive perceptions increase it. Going green doesn’t always hurt the bottom line, and many investors now look for startups with sustainability.

6. Globalization. Our world is getting smaller and markets continue to overlap, as communications technology and rapid transportation are connecting all citizens of the world together. We now talk about “reverse innovation,” where customers in developing countries adopt new technologies first and global reach allows scaling of young companies to happen almost overnight. Be there.

7. Demographic shifts. With more people on the planet and faster shifts from one demographic to another, more products and services are consumed — from basics to high technology. Luxury goods flood into emerging nations and urbanization brings needs for sustainable development. Startups can win carrying less baggage onto this playing field.

The new facts of business life will not go away any time soon, and they will increasingly determine whether you will succeed or fail as an entrepreneur. Every time you make a business decision, you should consider the implications with respect to the new business facts of life.

For companies just launching, a key step is to design a resilient organization from the start. Organizational resilience means building in the flexibility to manage challenges, putting in place a future-oriented structure to distribute accountability, linking functions with networks to get tasks done and a focus on the best people practices.

Great entrepreneurs and great leaders are the ones who are energized by these opportunities, rather than overwhelmed by the challenges. Is your energy and your new business idea big enough and bold enough to set the model for the new corporate world?

 

Source ;Entrepreneur.com

by

How to Manage Time With 10 Tips That Work

Chances are good that, at some time in your life, you’ve taken a time management class, read about it in books, and tried to use an electronic or paper-based day planner to organize, prioritize and schedule your day. “Why, with this knowledge and these gadgets,” you may ask, “do I still feel like I can’t get everything done I need to?”

The answer is simple. Everything you ever learned about managing time is a complete waste of time because it doesn’t work.

Before you can even begin to manage time, you must learn what time is. A dictionary defines time as “the point or period at which things occur.” Put simply, time is when stuff happens.

There are two types of time: clock time and real time. In clock time, there are 60 seconds in a minute, 60 minutes in an hour, 24 hours in a day and 365 days in a year. All time passes equally. When someone turns 50, they are exactly 50 years old, no more or no less.

In real time, all time is relative. Time flies or drags depending on what you’re doing. Two hours at the department of motor vehicles can feel like 12 years. And yet our 12-year-old children seem to have grown up in only two hours.

Which time describes the world in which you really live, real time or clock time?

The reason time management gadgets and systems don’t work is that these systems are designed to manage clock time. Clock time is irrelevant. You don’t live in or even have access to clock time. You live in real time, a world in which all time flies when you are having fun or drags when you are doing your taxes.

The good news is that real time is mental. It exists between your ears. You create it. Anything you create, you can manage. It’s time to remove any self-sabotage or self-limitation you have around “not having enough time,” or today not being “the right time” to start a business or manage your current business properly.

There are only three ways to spend time: thoughts, conversations and actions. Regardless of the type of business you own, your work will be composed of those three items.

As an entrepreneur, you may be frequently interrupted or pulled in different directions. While you cannot eliminate interruptions, you do get a say on how much time you will spend on them and how much time you will spend on the thoughts, conversations and actions that will lead you to success.

Practice the following techniques to become the master of your own time:

  1. Carry a schedule and record all your thoughts, conversations and activities for a week. This will help you understand how much you can get done during the course of a day and where your precious moments are going. You’ll see how much time is actually spent producing results and how much time is wasted on unproductive thoughts, conversations and actions.
  2.  Any activity or conversation that’s important to your success should have a time assigned to it. To-do lists get longer and longer to the point where they’re unworkable. Appointment books work. Schedule appointments with yourself and create time blocks for high-priority thoughts, conversations, and actions. Schedule when they will begin and end. Have the discipline to keep these appointments.
  3. Plan to spend at least 50 percent of your time engaged in the thoughts, activities and conversations that produce most of your results.
  4. Schedule time for interruptions. Plan time to be pulled away from what you’re doing. Take, for instance, the concept of having “office hours.” Isn’t “office hours” another way of saying “planned interruptions?”
  5. Take the first 30 minutes of every day to plan your day. Don’t start your day until you complete your time plan. The most important time of your day is the time you schedule to schedule time.
  6. Take five minutes before every call and task to decide what result you want to attain. This will help you know what success looks like before you start. And it will also slow time down. Take five minutes after each call and activity to determine whether your desired result was achieved. If not, what was missing? How do you put what’s missing in your next call or activity?
  7. Put up a “Do not disturb” sign when you absolutely have to get work done.
  8. Practice not answering the phone just because it’s ringing and e-mails just because they show up. Disconnect instant messaging. Don’t instantly give people your attention unless it’s absolutely crucial in your business to offer an immediate human response. Instead, schedule a time to answer email and return phone calls.
  9. Block out other distractions like Facebook and other forms of social media unless you use these tools to generate business.
  10. Remember that it’s impossible to get everything done. Also remember that odds are good that 20 percent of your thoughts, conversations and activities produce 80 percent of your results.

Source; Entrepreneur.com

by

Five Things You Should Know Before Starting A Business

Starting my company Gloss and Glam was the best thing I ever did. But before I opened my business, I spent countless hours speaking to lawyers, accountants, and other entrepreneurs trying to figure out next steps. Save yourself countless hours — and the possible headache of making a huge foundational mistake — by getting these five things straight before you start up:

  1. Own your name. Make sure the company name you choose is one with an available trademark and Internet domain name. To see if a trademark is available, you can do a trademark search online through the United States Patent and Trademark Office’s website. Failure to properly obtain a trademark could put your fledgling business at risk — not to mention that the time and money you have invested in establishing your business name could go to waste if someone else owns the trademark. Don’t assume your new business name is not trademarked because you were unsuccessful finding such name on the Internet, either. Someone could have used the name for a business that closed, or filed a trademark and never used it..
  2. Get in with the law. Understand what regulations, licenses and taxes you will need to follow, obtain and pay for your new business. After doing some initial research on your own, consult with a lawyer and accountant to confirm your understanding and to help structure your business to be in compliance with the law. Generally speaking, you will need to need to (i) ensure you are charging the correct amount of tax your service or product that your business is promoting, if applicable and (ii) obtain all of the proper licenses needed to run your new business, at a minimum. Establishing a successful business is hard enough. The last thing you need is some technical legality or administrative detail to stand in the way of your success.
  3. How much do you need to live? When working on your business plan, do not forget about the most important factor: YOU. You need to take into account your living costs. Rent, mortgages, and health insurance — these are all things that don’t pay for themselves. You will most likely need to cut out all the unnecessary extras you can live without. Make sure you account for unforeseen or unexpected expenses by factoring a little flexibility into your budget for those “just-in-case” moments. You might even consider taking a part-time job until things pick up with your new venture and speak to a financial planner to help you budget yourself properly.
  4. Where are you in your life? Starting a new business takes brains, bravery, and what will seem to be endless hours of hard work. When you own your own company, there is always something that has to get done. You will most likely find yourself working at least 60-80 hours a week for the first two years. With that said, I’ll ask you one very important question: Are you ready to give up your personal life for the next three years?
  5. Don’t over — or under — spend. Starting a business can be incredibly financially taxing on you and your family. You will need to learn where and when to spend. It’s important not to waste those precious seed dollars but it’s equally important to spend where necessary. In any business, you often have to spend money to make money.  Don’t skimp out on things your company needs. For example, it may be worth it to put $1500 in an online vendor listing, but it may not be necessary to give every new customer a $15 mug. Be sure to keep up with technology too — there are many time-saving programs and apps (including free or inexpensive ones) that can help you keep track of it all, and as we all know, “time is money.”

Source; Forbes.com

Join The Dream Center Today